TRT Users & Holiday / Vacation Medical Insurance

TRT Users & Holiday / Vacation Medical Insurance
I guess everyone on here is on TRT of some form or another, whether injections or gels
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I expect most of us still go on vacations / holidays, so do you declare you are on TRT to your insurer when booking a vacation / holiday and taking out medical cover for this?
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I use American Express Platinum Card and due to this any vacation paid with the card has cover, but do you also have to declare you are on TRT?
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If you do not declare and you take ill on vacation, I guess you will not be covered, has anyone looked into this and if so has your premiums been increased?


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